Express Funding1 featuring next business day payments in your Chase account. Get a free chip card2 terminal. Contract required.

Sign up today > or call 888.843.0885.

We hear you. We don’t think you should have to wait for your money.

When you have business checking and merchant services accounts at Chase, you’ll receive the funds from your customers’ Visa®, MasterCard® and Discover® card purchases in your Chase account the next business day1.  This will help avoid funding delays and ensure your money moves as fast as your business.

You can take advantage of Express Funding once you’ve opened both a Chase business checking and merchant services account, which each offer unique benefits:

Merchant services

Give your customers purchase flexibility:

  • Free chip card terminal2 when you sign a merchant services contract
  • Accept debit and credit cards in store, online or on the go
  • Receive 24/7 access to client support
  • Benefit from mobile access to your account, including statements, tablet dashboard reporting and transaction search capabilities
  • Simple, transparent pricing

Business checking

Receive services that give you more time to focus on your business:

  • Deposit checks securely using a scanner or smartphone with Chase QuickDepositSM 3
  • Stay on top of your activity with Account Alerts
  • Access to more than 11,500 Chase ATMs and 5,300 branches nationwide
  • Maintain control and let your employees make purchases for your business with the Chase Business Associate Debit Card
Open a Chase business checking account and a merchant services account today and get a free chip card2 terminal. Contract required. Call us now at 888.843.0885 or complete the short form below.

Answers to all questions are required except those marked as optional.

Your Business Name

Email Address

First Name

Telephone Number

Last Name


Comments (optional)

1Express Funding - Next business day funding is available to eligible Chase merchant services clients who deposit into a single Chase business checking account. Visa®, MasterCard® and Discover® credit and debit transactions are eligible. All businesses are subject to business credit approval and all funds are subject to fraud monitoring. In addition, funding is subject to the terms and conditions of the merchant processing agreement. Chase must receive settled transactions by 11:59 pm EST. Funds are deposited on the next business day, excluding weekends and bank holidays. Some exclusions may apply, talk to a Chase Representative for more details.

2Businesses are required to complete an application and agree to terms and conditions at the time of enrollment. All businesses are subject to credit approval. Offer valid for new U.S. customers only and expires 4/14/2017. Receipt of free chip card terminal equipment (Ingenico iCT250) is contingent upon the execution and approval of a Merchant Application and Agreement with Chase and limited to one free chip card terminal equipment (Ingenico iCT250) per merchant account. Ingenico iCT250 operates exclusively with Chase’s processing services. Early termination of the Merchant Application and Agreement may require the repayment of all or a prorated portion of the free chip card terminal equipment. Other conditions and fees may apply; see Merchant Services Application for more details.

3Chase QuickDepositSM enrollment is subject to approval and availability in your area. If approved, a two year contract is required. A monthly maintenance fee of $25 applies for the single feed check scanner option or $50 applies for the multiple feed check scanner option. A cancellation fee of $250 applies if the service is discontinued prior to the end of the two year contract term. All check and deposit item fees will be billed and processed according to your account maintenance fee schedule. Chase QuickDepositSM is also available for select mobile devices. Enroll in Chase Online and download the freeChase Mobile app. Message and data rates may apply. Subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. See for details and eligible mobile devices.

Account Alerts: There is no charge from Chase, but message and data rates may apply. Such charges include those from your communications service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written. A qualifying Chase transfer account is required to transfer funds via text.

Investment and Insurance Products Are:

  • • Not FDIC Insured
  • • Not Insured by any Federal Government Agency
  • • Not a deposit or other obligation of, or guaranteed by, JPMorgan Chase Bank, N.A. or any of its affiliates
  • • Subject to investment risks, including possible loss of the principal amount invested

JPMorgan Funds are distributed by JPMorgan Distribution Services, Inc. – Member NASD, which is an affiliate of JPMorgan Chase & Co. Affiliates of JPMorgan Chase & Co. receive fees for providing various services to the funds.

Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.

All accounts subject to approval. Restrictions and limitations apply.

Minimum Deposit to Open Accounts: $25. Account opening subject to approval. JPMorgan Chase Bank, N.A. Member FDIC ©2016 JPMorgan Chase & Co.

Copyright 2016, Merchant services are provided by Paymentech, LLC (“Chase”), a subsidiary of JPMorgan Chase Bank, N.A. All Rights Reserved.